Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content All Muni Bonds Are Not Created Equal Gaining a better understanding of municipal bonds makes more sense than ever. Principles of Preserving Wealth How federal estate taxes work, plus estate management documents and tactics. Insuring Your Second Home There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.